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Please refer to the table of rates below if you wish to purchase D&O insurance for your business.
Directors' and officers' (D&O) insurance option
|
Turnover |
D&O limit |
Entity limit |
Retention |
Premium |
|
Turnover up to £10m |
£100,000 |
£50,000* |
Nil |
£150 |
|
£250,000 |
£125,000* |
Nil |
£250 |
|
£500,000 |
£250,000* |
Nil |
£350 |
|
£1,000,000 |
£500,000* |
Nil |
£500 |
|
£2,000,000 |
£1,000,000 |
Nil |
£700 |
|
£3,000,000 |
£1,500,000 |
Nil |
£900 |
|
£5,000,000 |
£2,500,000 |
Nil |
£1,150 |
|
|
Turnover of £10m to £25m |
£1,000,000 |
£500,000* |
Nil |
£890 |
|
£2,000,000 |
£1,000,000 |
Nil |
£1,350 |
|
£3,000,000 |
£1,500,000 |
Nil |
£1,650 |
|
£5,000,000 |
£2,500,000 |
Nil |
£2,100 |
|
|
Turnover of £25m to £50m |
£1,000,000 |
£500,000* |
Nil |
£1,100 |
|
£2,000,000 |
£1,000,000 |
Nil |
£1,600 |
|
£3,000,000 |
£1,500,000 |
Nil |
£2,000 |
|
£5,000,000 |
£2,500,000 |
Nil |
£2,550 |
Employment practice liability insurance (EPLI) option
|
Turnover |
EPLI sub-limit |
Retention |
Premium |
|
Up to £25m |
£250,000 |
£2,500 |
£351 |
|
£500,000 |
£2,500 |
£525 |
|
|
Up to £50m |
£250,000 |
£2,500 |
£551 |
|
£500,000 |
£2,500 |
£825 |
Crime insurance option
|
Turnover |
Crime sub-limit |
Retention |
Premium |
|
Up to £50m |
£250,000 |
£1,000 |
£350.10 |
|
£500,000 |
£1,000 |
£700.50 |
* If EPLI option is purchased, the entity limit is the greater of either the EPL limit or 50% of the D&O limit.
Please note: these rates are net and subject to insurance premium tax at 5%.
Click here for more information on D&O insurance from the FPB.
Find out more
Choose the option that is most convenient for you:
1. Call the FPB's member helpline on 0845 130 1722. 2. Email your question or contact information to insurance@fpb.org and we will respond on the next working day. 3. Complete the short enquiry form below and you will be contacted as soon as possible.
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